Checking & Savings Interest Rates
Rates Effective as of  3/21/2008

Account Type	Minimum Balance To Obtain Annual Percentage Yield	Annual Percentage Yield	Interest Rate
Money Market Treasury Performance	$500,000 + $100,000 - 499,999.99 $25,000 - 99,999.99 $10,000 - 24,999.99	2.02 1.51 1.00 0.85	2.00 1.50 1.00 0.85
Money Market Savings	$25,000 - 99,999.99 $10,000 - 24,999.99 $1,000 - 9,999.99	0.85 0.60 0.40	0.85 0.60 0.40
NOW Checking	$10,000 & Over $5,000 - 9,999.99 $300 - 4,999.99	0.35 0.15 0.10	0.35 0.15 0.10
Classic 50 Checking	$100	0.20	0.20
Statement Savings	$100	0.20	0.20

*Fees may reduce the earnings on the account.
*The rate may change after the account is opened.

Certificate of Deposit Rates

Account Type	Minimum Balance To Obtain Annual Percentage Yield	Annual Percentage Yield	InterestRate
30 Day CD	$ 500	1.51	1.50
91 Day	$ 500	1.51	1.50
182 Day	$ 500	2.01	2.00
7 Month CD	$500	2.78	2.75
8 Month CD	$500	2.89	2.85
9 Month CD	$ 500	2.52	2.50
10 Month CD	$500	2.89	2.85
11 Month CD	$ 500	2.53	2.50
12 Month CD	$ 500	2.52	2.50
13 Month CD	$ 500	2.78	2.75
15 Month CD	$ 500	2.52	2.50
18 Month CD	$ 500	2.52	2.50
23 Month CD	$ 500	2.53	2.50
24 Month CD	$ 500	2.52	2.50
25 Month CD	$ 500	2.53	2.50
30 Month CD	$ 500	2.52	2.50
36 Month CD	$ 500	2.52	2.50
37 Month CD	$ 500	2.53	2.50
48 Month CD	$ 500	3.03	3.00
60 Month CD	$ 500	3.03	3.00

Rates are subject to change.  Penalty may apply for early withdrawal.