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     Savings Accounts
     *For Statement Savings & First Saver's products:  Transfers from Savings
Account to another
account or to third parties by
preauthorized, automatic, or  
telephone transfer are limited to six
per month with no transfers by  check, draft, or similar order to third parties.

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Statement Savings Account*

Minimum Balance To Avoid Service Charge $100.00

Service Charge If Below Minimum  $3.00

Per Debit Fee in Excess of 6 per Month  $1.00

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Annual Statement

Rates—Interest Rate and Annual Percentage Yield (APY) may change at any time

Interest Compounded and Credited Quarterly

Daily Ledger Balance Computation Method

First Savers Club Account (Age 0-18)*

Minimum Opening Balance $10.00

No Monthly Service Charge

Per Debit Fee in Excess of 6 per Month $1.00

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Annual Statement

Rates — Interest Rates and Annual Percentage Yield (APY) may change at any time.

Interest Compounded and Credited Quarterly

Daily Ledger Balance Computation Method

Health Savings Account
NO Annual Fee
First Box of Checks FREE
$25 Set Up Fee
Minimum Balance to Avoid Service Charge $300
Service Charge if below Minimum $7.50
No per check/debit charge
Debit/VISA card available
Balances and Rates are Tiered:
  Tier 1 - $10,000 and over
  Tier 2 - $5,000-9,999.99
  Tier 3 - $300.00 - $4,999.99
Interest Compounded and Credited Monthly
Daily Ledger Balance Computation Method
Interest Rate and Annual Percentage Yield may change at any time.
Contact Branch for Details
 

*For Money Market Savings &Money Market Treasury Performance products: 
Transfers from Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no more than 3 by  check, draft, or similar order to third parties


Money Market Savings*

Minimum balance to avoid service charge $1,000.00

Service charge if below minimum $5.00

Per Debit Fee in Excess of 6 per Month  $5.00

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Monthly Statement

Rates—Interest Rate and Annual Percentage Yield (APY) may change at any time

Interest Compounded and Credited Monthly

Daily Ledger Balance Computation Method

Balances and Rates are Tiered:

  Tier 1 — $25,000 & Over

  Tier 2 — $10,000.00 to $24,999.00

  Tier 3 — $ 1,000.00 to $9,999.99

Money Market Treasury Performance Account*

Minimum balance to obtain Annual Percentage Yield (APY) $10,000

Per Debit Fee in Excess of 6 per Month  $5.00

FREE First Team Online Internet Banking

Monthly Statement

Rates—Interest Rate and Annual Percentage Yield (APY) may change at any time

Interest Compounded and Credited Monthly

Daily Ledger Balance Computation Method

Balances and Rates are Tiered:

  Tier 1 --  $500,000 & Over
  Tier 2 — $100,000.00 to $499,999.99

  Tier 3 — $25,000.00 to $99,999.99

  Tier 4 — $ 10,000.00 to $24,999.99













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