|
|
STATEMENT OF CONDITION
| ASSETS |
12/31/07 |
12/31/06 |
12/31/05 |
12/31/04 |
| Cash and Due from Banks.............................................. |
$ 4,986,000 |
$5,339,000 |
$5,129,000 |
$5,204,000 |
| Investment Securities..................................................... |
55,980,000 |
47,931,000 |
46,401,000 |
59,392,000 |
| Federal Funds Sold........................................................ |
0 |
2,200,000 |
0 |
4,500,000 |
| Loans............................................................................ |
95,014,000 |
95,074,000 |
89,697,000 |
$81,890,000 |
|
Allowance for Loan and Lease Losses ......................... |
(771,000) |
(814,000) |
(816,000) |
(776,000) |
| Net Loans |
94,243,000 |
94,260,000 |
88,881,000 |
81,114,000 |
| Premises & Fixed Assets |
8,130,000 |
8,480,000 |
5,166,000 |
2,852,000 |
| Accrued Interest, Receivable & Other Assets................... |
9,502,000 |
9,507,000 |
8,955,000 |
7,984,000 |
| Total Assets.............................................. |
$172,841,000 |
$167,717,000 |
$154,532,000 |
$161,046,000 |
|
|
|
|
|
|
| LIABILITIES & EQUITY |
|
|
|
|
| Deposits........................................................................ |
$138,975,000 |
$132,778,000 |
$119,246,000 |
$125,846,000 |
| Fed Funds Purchased.................................................... |
0 |
0 |
0 |
-0- |
| Other Borrowings........................................................... |
16,513,000 |
18,349,000 |
19,112,000 |
19,574,000 |
| Accrued Interest Payable & Other Liabilities................. |
1,579,000 |
1,367,000 |
1,124,000 |
820,000 |
| Total Liabilities........................................ |
157,067,000 |
152,494,000 |
139,4820,000 |
146,240,000 |
|
|
|
|
|
|
| EQUITY CAPITAL |
|
|
|
|
|
Common Stock ........................................................... |
600,000 |
600,000 |
600,000 |
600,000 |
|
Surplus ...................................................................... |
4,006,000 |
4,006,000 |
4,006,000 |
4,006,000 |
|
Retained Earnings ...................................................... |
10,872,000 |
10,845,000 |
10,823,000 |
10,177,000 |
|
Net unrealized hold gains on AFS Securities ............. |
(296,000) |
(228,000) |
(379,000) |
23,000 |
|
Total Equity Capital ............................... |
15,774,000 |
15,223,000 |
15,050,000 |
14,806,000 |
|
|
|
|
|
|
| TOTAL LIABILITY & EQUITY CAPITAL..... |
$172,841,000 |
$167,717,000 |
$154,532,000 |
$161,046,000 | |
